VISA (credit card)

Credit CARDS - Visa to its financial institutions to provide credit card product platform, to meet new customers from credit card to the high-end consumers, and large institutions of all kinds of payment requirements.Visa credit card platform also provides personalized integral reward system, emergency replacement card, travel assistance and value-added services, such as car rental insurance can help issuers to improve customer loyalty and usage.

Debit CARDS - Visa according to different geographical and consumption level of consumer segment, provide a rich consumer debit card products.Visa debit card for consumers to dominate their own accounts in the form of electronic payment of the funds, than in the form of cash and cheque payment is more convenient, safer, and more flexible.Visa debit card is divided into four major brands - Visa, Visa Electron, Interlink and PLUS.

Prepaid card, Visa also offers a wide variety of prepaid card products, so that financial institutions can provide consumers with can use prepaid phone prepaid card products.In view of the consumer group of body has not been opened in the bank, Visa prepaid card solutions is a more safe and convenient than cash and checks.Governments and enterprises to use the Visa prepaid card products to issue health funds and medicaid, unemployment benefits, employee wages and other benefits, etc.Visa also offer prepaid gift card in any merchants that accept Visa debit products can be used.Prepaid products to better meet the needs of global travelers, and provide them with the electrical characteristic of convenience and safety, caused by the cash and checks from trouble.

Business solution - a Visa for small and medium-sized enterprises and government agencies pay provides a complete set of business solution.Visa's commercial payment platform, including:
1, for small businesses - Visa business credit CARDS, Visa debit CARDS and business credit card Visa series;
2, in view of the large and medium-sized enterprises and government agencies, procurement of Visa card, Visa card, business card, Visa, Visa meeting distribution card of card, Visa card, Visa and B2B products and services and supply chain management.In addition, a set of known as VisaIntellilink Spend Management, software tools, it can better help the enterprise to manage its costs and related information.

 In addition to these platforms, Visa in different markets can also provide special customized solutions, to meet all kinds of the size of the special requirements of enterprises and government agencies.[1]
1. Visa's card
The world's most popular Visa, enjoys a convenient, safe and reliable payment services.
Regardless of daily shopping, booking hotel, or shopping online bookstore, Visa CARDS are most merchants recognition and acceptance, and real world also popular on the Internet.
2. Visa gold card
Whether it is a good new customer credit record, or have been an old customer support Visa card, please upgrade immediately use Visa gold card, the gold standard of honour enjoy superior service.
As long as holding a Visa gold card, you can enjoy more than $5000 credit line, revolving credit lines, emergency reissue a new card and travel cash payments services.In addition, Visa gold card holders can enjoy more travel accident insurance, medical and legal services and assistance, as well as Visa global emergency services 24 hours a day uninterrupted free telephone support.
3. Visa platinum card
Visa platinum card provides high credit, designed to build tourism hospitality services and entertainment project, a $500000 travel accident insurance, and a series of spectacular exclusive privilege.
4, Visa card
Unlimited Visa card across pay limits, with the line of credit is hard to find elsewhere, convenient beyond imagination, designed to build favorable, and unparalleled services, only a handful of invited persons, to honour enjoy unlimited Visa card different position.
5. Visa debit card
Visa debit card can be directly from bank account to pay, and payment record will provide details within the bank statement, make money more easily.
Regardless of daily shopping, dining, gas, travel shopping, can use Visa debit card payment, all nature is more simple.Can use Visa debit card, more casual withdraw money in atms around the world.Visa debit card to make the shopping process more quick, convenient and safe, and tens of millions of the world's merchants can be accepted.
6. VisaWave card
As long as VisaWave card close to the reader, can complete the payment, the process is faster, more simple, more safety.
7. VisaMobile
VisaMobile will be provided by the Visa card is favorable, all into the phone, you can buy or download coupons by phone, games, music, theatre tickets and so on.
8. Visa prepaid card
Cash or check to pay outside of choice, convenient and safe Visa prepaid card provides easy, convenient and safe way, payment can be anywhere at any time, time.VisaTravelMoney travel is a prepaid card, 24 hours a day to more than 200 countries or regions in the world more than 1.8 million atms, to extract the local currency for travel expenses.

 Innovation to edit
Visa's latest innovations include:
Mobile payments and services, sustained growth in the number of mobile devices, Visa channels through mobile devices that are trying to enlarge the range of pay the products and services.
Visa, a global electronic transfers and personal card payments (Visa Money Transfer) - global transaction processing network can handle Visa support a series of new services, new make Money can directly into a Visa account possible.Global money transfer service is one of the people to a personal payment platform, it can make people with Visa's network security, efficient electronic remittance service.
E-commerce, consumers choose to use a Visa credit credit, debit or prepaid products for online trading, rather than other means of payment.As the world's most popular leader in the electronic payment company business payment options, won the trust of the vast consumers Visa, for them to purchase products and services on the Internet to offer help when Visa won the praise and trust of consumers.
Chip technology - Visa, actively support the adoption of EMV chip technology and the promotion, including EMV contact chip technology and Visa payWave non-contact technology.Based on chip technology, Visa electronic payments to pay more of the environment, such as bus, automatic vending machines and parking lot.

 Payment processing
Visa's core network - VisaNet is one of the world's largest trading and information processing network, customers, consumers and businesses to help financial institutions, enterprises and government agencies to realize value and the transmission of information.More than 30 years, VisaNet for Visa and new and service provides an important platform.Now, through VisaNet centralized and integrated architecture, Visa provides customers with safe and reliable mass transactions (authorization, clearing and settlement) and value-added services.VisaNet's main features include:
Size - 2009 through VisaNet processing authorized more than 101 billion individual trading, clearing and settlement amount.The strict test, according to the results of VisaNet trading information can handle more than 20000 more than the number of seconds.
Reliability - VisaNet globally distributed in three continents four data processing centers.These authorized use consistent and complete synchronization processing center platform, the Visa may at any time when necessary to transaction processing from one data center to another.At the same time, every Visa of a new generation of data center is equipped with multiple authorization engine, equivalent to "number in the data center According to the center ".These advanced technologies will help ensure that VisaNet system availability and enough capacity, in order to meet the growing demand for electronic payment.
Security - it is precisely because of the VisaNet centralized architecture, Visa can "see" through VisaNet processing of each transaction, the Visa can use Visa "advanced" authorized service for each deal real-time risk score, which may be one step ahead, in fraudulent trading before the warning and stop.
Value-added service, Visa through a global platform for the centralized processing also provide a variety of value-added services, such as enhanced risk management, dispute processing, the cardholder loyalty application and other information services.Such as "Visa incentive network" (VIN: Visa IncentivesNetwork), use of VisaNet centralized processing capacity, can according to the needs and preferences of the United States the cardholder provide personalized integral rewards.