What the credit card?

1, the famous international organizations and famous credit card company credit card
1. Visa (Visa)
2. Master Card (mastercard)
3. Diners Club (credit card)
4. American Express (amex)
5. JCB

Visa and Master Card credit Card international organization, they don't Card, issued by member institutions - bank of the agreement.Domestic Banks are basic to join these two groups.Domestic card issuers have RMB $, dual-currency credit card credit card, you can choose MasterCard or VISA credit card issued by two members of the international organization institutions.

From the perspective of practice, there is little difference.Outside is almost can brush brush Visa place can Mastercard card.
To the United States suggest choose Visa, or American Express,
Mastercard used more widely in Europe.

2, in consumption abroad should pay attention to the following items:
The us dollar and RMB account dual-currency credit CARDS, when used in non-dollar countries need to pay the amount on every deal 1.75% currency conversion fee.Shown in the bills of currency conversion charges are included in the dollar debt, to reimbursement for the amount of balance of the bill shows.

Part overseas merchants will sign the bill in consumption based on the original amount, manual tip as a percentage of the amount calculated, from the cardholder account collection, the processing method for the international convention, the cardholder must take the money, not to the issuer to refusal of payment.

Overseas cash through unionpay network, each charge RMB 12 plus 1% of the transaction, the minimum RMB 15 per pen;
Overseas by cash, VISA/MasterCard network charge 1% of the transaction, the lowest $5 on every deal.

Foreign cash withdraw money in local currency.Every ATM card daily cumulative cash shall not exceed RMB 2000 or equivalent. 

 3..After returning purchase for reimbursement need to pay attention to the following items:
A quota is limited to foreign currency account balance;
Foreign exchange purchase dollars, also must carry his valid identity certificate, dollar bills, counter reimbursement in issuing city.

Before expire reimbursement in time to pay for needed for purchase for the yuan, to avoid interest and late fees, and apply to the customer service valet foreign exchange purchase in advance.